PAKATAN Harapan’s election pledge to let education loan borrowers defer repayments until they earn higher salaries is, on the one hand, welcomed, but there is concern about how the policy will affect future students.

Among its promises for its first 100 days in power, PH, in its 14th general election manifesto, said it will let National Higher Education Fund Corporation (PTPTN) loan borrowers defer repayments until they have earned RM4,000 a month.