AS Najib Razak’s SRC International trial enters its 38th day today, a new witness is expected to read through a statement before the accused heads off to Parliament by 11am.

Najib, who is also Pekan MP, applied for an adjournment to participate in a proposed law change to lower the voting age from 21 to 18 in Parliament today.

Prosecutors did not inform the court yesterday who the 49th prosecution witness will be today but ad hoc prosecutor V. Sithambaram said the witness will be reading from a written statement.

Yesterday, the court heard that close to RM4 million was charged to two of Najib’s credit cards in 2014 and early 2015.

The cards were used to purchase luxury goods in Italy, Hawaii and a stay at the Shangri-La hotel in Bangkok on January 4, 2015.

Notably, in Italy, a total of €750,000 (RM3.3 million) was spent on a single day on August 8, 2014, at an Italian branch of Swiss-owned jewellers, De Grisogono.

In Hawaii, US$130,627 (RM466,000) was charged for purchases at luxury boutique Chanel in Honolulu on December 22, 2014.

The transactions were through a Visa platinum credit card and a Mastercard platinum credit card, which had a combined limit of RM3 million.

The court heard yesterday from AmBank senior vice-president Yeoh Eng Leong, who is in charge of credit card authorisation and fraud management that RM3.28 million in credit card debt was settled with a payment from an AmBank account ending in -880 on August 13, 2014.

The account was established earlier in the trial as belonging to Najib.

A further RM466,000 for the Chanel tab and RM127,000 for the Shangri-La stay were settled on February 5, 2015.

A total of RM9.2 billion in principal and interests was owed for a 10-year loan taken out for SRC International from Retirement Fund Inc (KWAP) in 2011 and 2012.

Mohd Shuhaimi Ismail, a senior partner at law firm Hisham, Sobri & Kadir, which handled financing documentation between SRC International and KWAP, verified the amount and confirmed the facility agreement signed by officials from both entities.

The court also heard that in 2014, Najib’s AmBank account was credited with some £9.46 million (RM50.22 million) through six transactions from two firms linked to Low Taek Jho, better known as Jho Low.

The two firms are Blackrock Commodities Global Ltd and Visa Equity International Pte Ltd, Wedani Senen, a remittance department manager at the AmBank’s Kuala Lumpur head office, verified at yesterday’s hearing.

Two of those transactions – from Seychelles-based Visa Equity amounting to RM12.17 million – were labelled for “loan purposes” and not donations as previously claimed by Najib, Wedani said.

Defence counsel Harvinderjit Singh also briefly went through a 500-chat log on communications of AmBank relationship managers Joanna Yu, Krystle Yap and Daniel Lee on Blackberry and apps, such as WhatsApp and Telegram.

Bank Negara analyst Shuzairizman Shuib told the court a chat group that included Yu and another contact identified as “J” was created on July 7, 2014 and that other individuals were added to the chat group later.

Najib’s charges are linked to RM4 billion in loans issued to SRC International in 2011 and 2012, for which he is accused of receiving RM42 million in his personal accounts in 2014 and 2015.

He faces three counts of criminal breach of trust, three counts of money-laundering and one count of abuse of power.

Najib, 66, is represented by a dozen lawyers led by Muhammad Shafee Abdullah.

Attorney-General Tommy Thomas is leading the prosecution, while justice Mohd Nazlan Mohd Ghazali is the presiding judge.

The Malaysian Insight brings you today’s proceedings live:

11am: Court is adjourned for the day. Cross-examination of Ung to continue tomorrow at 9am.

10.52am: Petronas’ funding was for a special project which Ung didn’t elaborate.

10.51am: 1MDB gave RM210 million; Genting Group (RM230 million) and Petronas (RM3 million).

The board of YR1M never met and it made decisions based on circular resolutions, Ung said.

10.50am: 1MDB, Genting Group and Petronas were among YR1M’s funders, said Ung.

10.44am: Shafee said the questioning is relevant as they would need to establish background before asking about the matters related to the charges.

The judge said the background is necessary but it’s not necessary to go in-depth.

10.39am: YR1M had three pillars, Ung said, including improving the quality of life of the less fortunate, which was mainly the B40.

It provided clean water to communities with no access to clean water, such as Sabah and Sarawak.

YR1M also was involved in micro-hydro projects for small communities. YR1M also provides skills training to micro entrepreneurs for “mom and pop” enterprises.

It also helped farmers and provided fire-fighting systems for longhouses.

10.33am: Ung said YR1M was set up because Najib felt that there wasn’t enough activity to reflect 1Malaysia’s goals and not enough activity to promote 1Malaysia.

It was involved in grassroots community work to improve the lot of Malaysians.

The 1Malaysia campaign and slogan were Najib’s brainchild.

Ung said she was not aware that 1MDB also had something similar called Yayasan 1MDB, which was also involved in CSR initiatives.

10.26am: Ung said she applied for the YR1M CEO post through Dennis See whom she knew handled 1MDB’s CSR initiatives.

See was Ung’s cousin and she got the job without an interview.

10.20am: Ung also worked in The Wynton Private Equity Group (M) Sdn Bhd.

Shafee asks her if she knew that it was owned by Jho Low, to which she replied she aware it was owned by him.

She also worked at Merican & Partners Asset Management, where she handled investments for Low.

10.16am: She is asked about her working experience. Ung said she was the personal secretary to CIMB Group CEO Nazir Razak. Nazir is Najib’s brother.

10.04am: The cross-examination begins. Shafee is asking Ung about how MACC had taken her statement for the case.

9.57am: Ung is was asked if she had known if Yu was the relationship manager for Najib’s accounts.

She said she knew that Yu was the relationship manager for the accounts but didn’t know they belonged to Najib.

9.46am: Ung is now going through BlackBerry messenger communications she had with Yu about these transfers.

9.40am: Ung said she got to know Joanna Yu because YR1M accounts were maintained with AmBank and Yu was also the relationship manager for the account.

The relationship started in 2013.

9.30am: Ung was told by Najib’s late private secretary Azlin Alias that the money transferred out from YR1M accounts into unknown AmBank accounts was for CSR initiatives

Ung was given AmBank account numbers and asked to bank in RM42 million in total into these accounts by Azlin.

She said she had no knowledge of the account holder as the accounts were private.

9.25am: Ung was the former chief executive officer of Yayasan Rakyat 1Malaysia (YR1M) from January 2013 to May 2018.

She was asked to transfer RM10 million from YR1M accounts into an unknown AmBank account ending in “880” in 2015.

The money was banked into YR1M from Ihsan Perdana, the corporate social responsibility arm of SRC International.

9.23am: Trial begins with prosecution witness No. 49 Ung Su Ling taking the stand. – July 16, 2019.